In today’s economy many people are choosing to obtain their insurance coverage through different carriers for the various needs in theirs lives. For example, they may choose one carrier for their home, another for auto, another for boat, motorcycle, life, etc… The frugal shopper understands that there is a much easier way to put more money back in their wallet. Most carriers today provide Multi-Policy-Discounts. If you package all of your policies together and work with one carrier you will generally net an overall savings on your insurance bill. One line of coverage may be more expensive than what you could purchase elsewhere, but the bottom-line is what really matters, isn’t it?
The Multi-Policy-Discount can range from 10- 25% on the auto insurance and up to 45% on home insurance. To make it even more attractive, many of the companies today will stack the deductibles for maximum savings.
Another great tip regarding this is to review your insurance every three years at a minimum. Meet with several companies with your entire package to see if the market has anything better to offer. If you get some huge savings, discuss with your current agent, many times they can offer ways to keep your business.
Life changes rapidly these days, don’t let your insurance lag behind your needs. Consider your insurance package with every major event in your life: home purchase, car purchase, wedding, baby, job change, etc. If it affects your life, it probably has an affect on your insurance.
Filed under: Insurance Discounts Tagged: | auto insurance, boat insurance, discounts, home insurance, insurance, life insurance, motorcycle insurance, multi-policy, property insurance, save money
Great post about insurance. Most people don’t realize how much money they can be saving.
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